Energy assessor insurance requirements

Energy Performance Certificates - Levels 3 & 4

Members are required to have professional indemnity insurance cover of £250,000 for each claim in relation to any particular EPC, and public liability insurance of £1,000,000 per claim in relation to EPCs for existing buildings.

Display Energy Certificates

Members are required to have professional indemnity insurance cover of £100,000 for each claim in relation to any particular DEC and Advisory Report, and public liability insurance of £1,000,000 per claim.

Air Conditioning Reports

Members are required to have professional indemnity insurance cover of £50,000 for each claim in relation to any particular Level 3 ACIR and £500,000 for each claim in relation to any particular Level 4 ACIR, and public liability insurance of £1,000,000 per claim for inspections carried out at either Level 3 or Level 4.

Domestic EPCs

Members are required to have a minimum professional indemnity insurance cover of £50,000 for each claim in relation to any particular EPC, and public liability insurance of £1,000,000 per claim.

Insurance Run-off

Energy Assessors (members and withdrawn members) are required to provide and maintain Run Off Cover for a period of 10 years

Checking of Insurance Cover

Sterling Accreditation will check for valid insurance at every lodgement and make reasonable checks to ensure that members have the required cover at all times. As a minimum the checks shall include obtaining copies of valid certificates of insurance as part of: membership applications; membership renewals; and insurance renewals.

Sterling Accreditation Pay Per Click Insurance:

Covers EAs for £2,000,000 Professional Indemnity and £2,000,000 Public Liability. Full details available on request.